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UPI - Unified Payments Interface

UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.


UPI can be done through


  • Third Party App in PayTM
  • Timings : 24 x 7 x 365
  • Fixed Deposite Interest Rates :
       15 days to 45 days : 3.50% | 46 days to 90 days : 4% | 91 days to 179 days : 4% | 180 days to below 1 year : 5% | 1 year to less than 2 years : 5.25% | 2 years to 3 years: 5.25%